SKI Charities

Archive for Chile

Catching Up With the SKIC Women of Chile

SKIC’s work in Chile has grown in exciting ways this year. Our newest site, just four months old, has added to the work of two other thriving sites that now span many miles across the country. As of August, there were 33 active women participating in our Chilean sites of Lebu (founded in 2013), Los Alamos (founded in 2014), and Tirua (founded in July). Four more women are waiting to be incorporated, and many others have showed interest. This is a 100% increase since just January, when 15 women were active in Chile.

 

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This incredible surge in participation can be attributed to the foundation’s new strategy to increase participation. SKIC has partnered with local stakeholders, mainly state and municipal government offices, to get the word out about SKIC and to get women excited about the possibilities of microloans. These generous institutions also facilitate workshops where SKIC staff can present information to local women and run activities that focus on financial planning.

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The payoff of this new strategy can be seen in the fruitful work of the Chilean women. In Lebu, women continue to find success through buying and selling goods and handcrafting products from leather and wool. This year, these women have shown a growing commitment to expanding their businesses and paying back their loans. In Los Alamos, most women produce food, such as pastries and pies. The Los Alamos women are particularly proactive about paying back their loans and providing timely and useful information to the SKIC staff about their projects. Our newest site in Tirua already has 11 participating women, and more attending meetings and information sessions in hopes of joining. The concept of microloans has been met with excitement, as many women were familiar with the idea but had never been given the opportunity to participate themselves. Most of these women are weaving products using natural materials and traditional mapuche designs, and some sell fish and seafood.

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The past year has shown promise, and we hope to continue building on our new strategy so that in 2016 we can serve the women of Chile even better.

 

At SKIC, Community is Everything

SKIC has been a community-minded organization since day one. But now, more than ever, the organization is seeing the importance of maintaining and stimulating communities in both of its operating sites – Lebu, Chile and Mutare, Zimbabwe.

LEBU, CHILE | Lebu is a rather isolated city, with a static population. It relies heavily upon people-to-people connections – for it’s economy, and for morale.

Several years ago, Lebu was very much impacted by a huge earthquake. Many local institutions collapsed and the town became much more physically isolated. Lebuanos were forced to look inward and found that they could only count on their neighbors, not Santiago, Chile’s capital.

MUTARE, ZIMBABWE | Zimbabwe has been experiencing increasing economic hardship over the past 2 years, with no financial liquidity. In this economic landscape, there is a lot of room for depressed morale. SKIC’s response to this has been to downsize their SKIMFI participation, scaling from 200 beneficiaries, to 20. This scale shift has enabled SKIMFI project managers to focus their energies more specifically, and for the 20 women who are a part of the program to really band together.

SKI Charities Founder, Shyam comments on SKIMFI’s downsize, “We get obsessed in life with numbers. But it dilutes the focus and the impact. Eventually we want to reach 200 participants again, but we are really impacting people at a crucial time right now by scaling back. We are actually impacting far more people than we were before, despite numbers being lower. ”

TIRUA, CHILE: SKIC’s Latest Location | Recently, the organization extended its reach to Tirua, Chile – another relationship-oriented location.

Beneficiaries in Tirua regularly participate in group meetings to compare notes and support each other’s endeavors. Different community and government leaders conduct lectures regarding accounting, and how to set up a more formal business. These meetings give women a sense of camaraderie and the sense that there is the ability to continue their entrepreneurial pursuits outside of SKIC based on the networks they’ve created for themselves. It’s comforting for them to know that once they have completed the SKIC program, their lives can continue comfortably and that they have a set of skills and resources to keep a certain momentum behind their businesses.

 

Across all SKIC programs, there is little room for competition – the beneficiary experience is largely collaborative.

Community is a fundamental part of how SKIMFI participants vend their products. With a moderately stagnant economy, community becomes essential to liquidation. One of the main goals of SKIC is to foster community and collaboration between beneficiaries. Income is a short-term reward for beneficiaries, but it doesn’t match the long-term impact of building trusted networks that extend into other parts of life. “SKIC beneficiaries know they have sisters to count on when time gets tough, or even when things are going well and they have to contemplate the next step for growth,” Shyam says. “Community is everything to our organization.”

 

A Word with SKIC’s Founder


SKIC founder Shyam K. Iyer visiting a site in Myanmar
SKIC founder Shyam K. Iyer visiting a site in Myanmar

SKI Charities’ founder Shyam K. Iyer discusses the path that brought him to work for women’s empowerment and the impact that this work has made on him.

In your own words, what is your role in SKI Charities?

My role is to make sure we have the best people in place to run the foundation and achieve our goal to empower the economically excluded, both operationally in the near-term and strategically in the long-term. I constantly communicate with and connect our project managers on the ground, our social media experts back home, and our robust network of like-minded individuals who will go above and beyond to make sure we are on the right track.
 

How have you seen microfinance improve women’s lives?

I’ve seen microfinance have an unbelievable impact on real lives. Women who had no jobs or hope are now creating wealth through hard work for themselves and their community. People look up to them, and they have become leaders. They take better care of their health and their family’s health. They put their newfound wealth towards the education of their children– many go back to school themselves to improve their skills.
 

What path brought you to this work?

Through my career in international finance it was clear how many talented but excluded people were out there. I’ve been given every opportunity in life, but others are barely surviving each day due to no fault of their own. There are a lot of dark places in the world where good people struggle with no hope. I thought inclusive finance could be the answer to give them an opportunity to take control of their destiny.
 

What about your job inspires and motivates you?

I’m most inspired by our SKIC team. They level of skills and local knowledge necessary to keep us going is amazing. They deal with all types of people: beneficiaries, unsuccessful applicants, politicians, bankers, and anyone else who may or may not understand how we are trying to change the way people live. My job is to oversee the overall health of SKIC, but the day-to-day exercise and maintenance is where it all starts. And that is why I’m so lucky to have such a great and dedicated team. They care about SKIC and it shows.
 

Through your work with SKI Charities, is there any one story, event or person that sticks in your mind as meaningful to you?

I recently visited a SKImfi Zimbabwe beneficiary in Mutare. She had only recently joined, and when I saw her she was quite impressive. Standing tall behind her vegetable stall with a huge smile, her friends scurried around to assist her, and the locals looked at her with pure admiration. I was glad for her and assumed she had been doing good business for a while. Instead I heard that before she joined a few months prior, she had been widowed with six children and nowhere to go. She sat at home crying and lived off of handouts from neighbors. The kids had to leave school, and their futures looked bleak. Somehow our field officer heard about her through our network and the local SKImfi team decided she deserved a shot, at least for the hope she would have. The day she joined she took off like a rocket ship. This is why we do what we do.

A Conversation with Shyam: The Election in Chile

A run-off election this upcoming Sunday, December 15th, will determine Chile’s next president. SKI Charities founder, Shyam K. Iyer, sits down to talk with us about the political climate in Chile, and how it affects SKIC beneficiaries in Lebu.

Our Project Managers: The Heart of SKIC

SKIC Project Managers

SKIC Project Managers

Based in New York City, SKI Charities founder Shyam K. Iyer relies heavily on his project managers and field officers in Mutare, Zimbabwe and Lebu, Chile to monitor and maintain the charity on a day-to-day basis. Though he travels to both locations frequently, Shyam emphasizes that it is the project managers who make the decisions that keep SKIC moving forward.

“I make it very clear that every decision is made by our local project manager. She is in charge, she’s the quarterback, the chief executive,” Shyam says.

It is critical to Shyam that the project managers are all locals – and are all women. “They are daughters of the community we operate in,” he says.

“I want our project managers to know their way around, to be confident in their environment, but most importantly, they are the face of our organization. The beneficiaries need to respect the project manager, they need to listen to her, they need to want to please her. They need to understand that she’s in charge. That’s why it’s so important that she’s a local person – and that she’s a she! Because she’s also a role model for these women. It inspires our beneficiaries and their families to work harder because they know that we respect them, that they are our equals, and that we believe it’s a community project. This is not a top-down structure, but very much a bottom-up organization.”

Our project managers are both female and local to the community – but the they also must be able to handle the finances, share and analyze best practices with Shyam, and communicate at the grassroots level. Beyond this technical skillset, SKIC also looks for confidence and leadership in its managers. “If they’re challenged by local people, perhaps someone asking why they weren’t chosen for a project (especially in a place like Zimbabwe, which can be politically sensitive), they need to have that confidence to resolve the situation,” Shyam notes.

Having a strong network in both Zimbabwe and Chile helps Shyam determine who would be an ideal candidate for the role of project manager, and he relies on his trusted local associates to recommend nominees to SKIC. In addition to competence and the ability to handle administrative duties, SKIC project managers are women who are part of the same demographic as SKIC participants. In this way, beneficiaries can relate to their managers, see them as a source of support and advice, and aspire to similar modes of leadership and empowerment.

For more on SKI Charities project managers, click here and stay tuned for individual project manager bios!

¿Por qué Chile?

Of all the places in the world SKI Charities could extend to, you might be wondering, “Why Lebu, Chile?” In our last blog post, we talked with Shyam about his most recent travels to Lebu, where he discussed the vibrant presence of the indigenous Mapuche culture and his admiration of their hard work. How did he come to recognize this area as a perfect destination for SKI Charities?

Similar to Mutare, Zimbabwe, Lebu is a place where Shyam had a pretty strong network. A few years ago he was living in Buenos Aires doing some consulting work and from there ventured to backpack around Chile. He notes:

“Right away I felt like this was a country that was on the cusp, even more so than Zimbabwe (Chile is doing much better). What really struck a chord for me was the indigenous population in Chile. There’s a long history of complications around indigenous people here in the United States. And it’s always sort of been a part of the psyche of growing up as an American. Similarly in South America there have had some very difficult times that the indigenous people have gone through – and even in the modern era, these countries in South America don’t discuss or address the issue as we do in North America.”

Shyam contends that the indigenous people in Chile are even further behind, and with less opportunity to extricate themselves from the historical hardships they’ve encountered following the occupation and settlement from Imperial Spain. “And we can be unique in our focus on these indigenous people who are not really on the radar,” he says.

“They’re seen as different, as a different ethnicity, yet the public isn’t so focused on them. They’re sort of lumped in with the poor. And the poor are addressed at certain levels, but not enough for the amount of achievement that’s gone on in Chile. Chile is going through a huge, unprecedented economic boom. I think they’ve reached middle-income status as a nation. They are the closest to being called a ‘developed country’ as any country one would think should be called ‘developing.’ They’re doing great. Low population, huge natural resource boom, good infrastructure, good education. But then that makes the gap even bigger with those who have been left behind. So I knew we could tackle this indigenous issue.”

One of the benefits of working with these indigenous people in a country that is already on the right track is that the path is essentially paved.

“The schools are already great. If we could just get them access to the system that has already been built, they’ll be able to make that jump. In a place like Congo, if we put some people in school, there wouldn’t be proper schools for them to go to. Even in Zimbabwe, there are so few good schools that we can only put a few people into these good networks. The same goes for the trading community. In Chile, the network is there. We just need to help some of the people get plugged into it. And if we can get them plugged into it, the work is almost done. And that’s something very rare for a lot of developing countries. That’s a really important point that’s specific to Chile.”

Years after his first backpacking trip in Chile  and after establishing SKI Charities in Zimbabwe, Shyam went with his gut impressions of Lebu and tapped into the growing economic and educational infrastructure there by giving members of the indigenous Mapuche culture access to it. The environment was ripe with opportunity, already set up for people to thrive. The only thing missing was access. SKI Charities has started to provide access to those who are disenfranchised, and the result is participants who are brimming with excitement and pride – and they have their businesses and their rejuvenated communities to show for it.

A Conversation with Shyam: Putting Voices to the Foundation

SKI Charities empowers not only women in Lebu, but also members of Lebu’s indigenous Mapuche culture.

Listen in on our first audio discussion with SKI Charities founder, Shyam, as he talks about his most recent trip to Lebu, Chile where he had the opportunity to connect with local Mapuches artists. Be sure to check out our next “Conversation with Shyam” when he returns from Zimbabwe!

Handmade in Lebu!